After a strong storm passes through town, it’s important to go outside and assess the possible roof damage it might have caused. Don’t go on the roof. (Make your observations from the ground. Let a professional handle the high stuff.) 2 of the biggest problems that cause damage to your roof that are storm related are wind and hail.
Wind damage.
Some of the biggest dangers of strong winds are the deterioration of your shingles and the possibility of debris falling onto your roof and damaging it. Shingles can lift, come off, be punctured, and leave spots open for leaks come the next rainstorm.
As roof damage from windstorms isn’t always obvious, especially in the case of missing flashing in the crevices in your roof, it’s important to do a thorough inspection after strong winds rattle your home.
Hail damage.
As a leading cause of roof damage in the spring and fall, hail is a major threat to the integrity of your roof. The dings and holes created by hail can cause problems right away if they’re severe enough, but sometimes, they can go undetected for the next few storms until the true extent of the damage is realized.
What storm damage might look like
Sometimes, the signs of roof damage are obvious, like water spots on a ceiling and curled or missing roof shingles. You may also see broken or damaged roof flashing, wet walls, and water issues around your home’s exterior.
What to look for:
Sometimes, the signs aren’t so obvious, which is when it might be time to call in a professional roofing expert if you don’t know what to do after storm damage shows up. The National Roofing Contractors Association recommends that homeowners get their roof inspected by a professional twice a year—once in the fall and once in the spring.
What to do if your roof is damaged in a storm
Once you’ve assessed the damage, the next step to replacing or repairing your roof is to request an estimate.
At Providence Roofing we are here to help you. We offer free estimates and we are your local roofers. We serve the western part of North Carolina, with offices in Boone, Hickory, Statesville, Huntersville, and Winston Salem. We are ready to come and help.
What your homeowners insurance covers
Figuring out what your homeowner’s insurance does or doesn’t cover can be confusing. In cases where it is damaged for reasons outside of the homeowner’s control – a few examples are fire and vandalism. Your policy will also usually cover damage from extreme weather events or “acts of God” like hurricanes and tornadoes.
Similarly, roof damage caused by moderate weather incidents such as hail, wind, and rain are often covered by homeowners’ insurance.
When filing a claim, it’s important to thoroughly document any damage that occurred. Also, make sure you keep receipts for all work done at home. Many policies will cover these expenses when submitted with a claim.
However, keep in mind that coverage will often depend on the age of your roof, the area you live in, and many other factors.
The easiest way to know what is or isn’t covered when it comes to storm damage is to contact your insurance provider and go over the specifics of your policy, including what your deductible may (or may not) be.
BEWARE OF STORM CHASERS
“Unfortunately, severe storms can bring out the worst in people, especially unscrupulous roofing contractors who scam homeowners needing to repair or replace their storm-damaged roofs, these folks will often make false promises, insist on full payment before work begins or is completed. Sometimes, they will even create damage where none existed.”
Do your due diligence and check with local and state agencies to find out if your anticipated contractor is licensed and qualified to do the work.
Did a recent storm cause roof damage to your home? Give us a call.
If you need a roof replacement, you need an expert that takes the time to thoroughly assess your roof and that will help you make the best decision(s) for your home’s roof. Providence Roofing wants to be your next call when it comes to the best solution for your home. Call us at 704 883-6052 or visit us at Providence Roofing of Statesville, NC serves many areas of North Carolina, check our locations.
